Natural hazards · Boon Lake

Boon Lake, MN natural hazards

Most of the natural-hazard damage FEMA expects in Boon Lake comes from inland flooding, and overall the risk is low for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Boon Lake?

23
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Boon Lake to be higher than in 23% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding33%Cold waves20%Tornadoes13%Strong wind13%Hail7%Drought5%Everything else8%
By hazard

What Boon Lake faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

33% of expected damage
Well below average · higher than 20% of U.S. places
Recorded about once a year in the area

Cold waves

20% of expected damage
Well below average · higher than 22% of U.S. places
Recorded about 12 times a year in the area

Tornadoes

13% of expected damage
Well above average · higher than 91% of U.S. places
Recorded about once every 8 years in the area

Strong wind

13% of expected damage
Well above average · higher than 98% of U.S. places
Recorded about 4 times a year in the area

Hail

7% of expected damage
Well above average · higher than 79% of U.S. places
Recorded about 6 times a year in the area

Drought

5% of expected damage
Recorded about 9 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Boon Lake flood?

FEMA's records show no paid flood insurance claims in Boon Lake.

of all homes
are insured
No community discount. Boon Lake isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Renville County.
Disasters that hit Boon Lake

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Boon Lake itself: aid to households, or repair grants to the Township of Boon Lake.

Brought FEMA money into Boon LakeDeclared for Renville County only
2024

Severe Storms and Flooding

$13K to the Township of Boon Lake for repairs
2011

Severe Storms and Flooding

$10K to the Township of Boon Lake for repairs
2001

Severe Winter Storms, Flooding, and Tornadoes

$7K to the Township of Boon Lake for repairs
Renville County has had 18 natural disasters declared since 1953, most often floods and severe storms.
Around Boon Lake

Boon Lake and the towns around it

Preston Lake: Low, mostly inland floodingBrookfield: Low, mostly inland floodingCedar Mills: Moderate, mostly inland floodingLynn: Low, mostly inland floodingBuffalo Lake: Low, mostly inland floodingGrafton: Low, mostly inland floodingCollins: Low, mostly inland floodingStewart: Low, mostly inland floodingHector: Low, mostly inland floodingOsceola: Low, mostly inland floodingAcoma: Low, mostly inland floodingGreenleaf: Moderate, mostly inland floodingCosmos: Low, mostly inland floodingHutchinson: Low, mostly inland floodingBoon Lake: Low, mostly inland flooding Boon LakePreston LakeBrookfieldCedar MillsLynn
Very lowLowModerateHighVery high
Cedar Millsmostly inland floodingModerate
Lynnmostly inland floodingLow
Boon Lakemostly inland floodingLow
Preston Lakemostly inland floodingLow
Brookfieldmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Boon Lake is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Boon Lake’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Boon Lake. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01