TownTapestry
Sign inJoin
Blue EarthGood afternoon
Natural hazards · Blue Earth

Blue Earth, MN natural hazards

Most of the natural-hazard damage FEMA expects in Blue Earth comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 3 claims here since 2018. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Blue Earth?

79
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Blue Earth to be higher than in 79% of U.S. communities, mostly from inland flooding.

Inland flooding68%Tornadoes11%Cold waves10%Everything else11%
By hazard

What Blue Earth faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

68% of expected damage
Well above average · higher than 90% of U.S. places
Recorded about once a year in the area

Tornadoes

11% of expected damage
Well above average · higher than 97% of U.S. places

Cold waves

10% of expected damage
Above average · higher than 67% of U.S. places
Recorded about 11 times a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Blue Earth flood?

Every paid claim on a federal flood insurance policy in Blue Earth, from FEMA’s records.

3paid claims since 2018
$17Kpaid to owners
0homes flooded more than once
20182026
of all homes
are insured
No community discount. Blue Earth isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Faribault County.
Disasters that hit Blue Earth

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Blue Earth itself: aid to households, or repair grants to the City of Blue Earth.

Brought FEMA money into Blue EarthDeclared for Faribault County only
2024

Severe Storms and Flooding

12 households applied for aid $70K aid approved $34K to the City of Blue Earth for repairs
2018

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$21K to the City of Blue Earth for repairs
2014

Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

$30K to the City of Blue Earth for repairs
2010

Severe Storms, Tornadoes, and Flooding

$2K to the City of Blue Earth for repairs
2004

Severe Storms and Flooding

34 households applied for aid $47K aid approved $6K to the City of Blue Earth for repairs
2001

Severe Winter Storms, Flooding, and Tornadoes

$4K to the City of Blue Earth for repairs
2000

Severe Storms and Flooding

$8K to the City of Blue Earth for repairs
Faribault County has had 20 natural disasters declared since 1953, most often floods and severe storms.
Around Blue Earth

Blue Earth and the towns around it

Blue Earth City: High, mostly inland floodingJo Daviess: Moderate, mostly inland floodingEmerald: Moderate, mostly inland floodingElmore: Moderate, mostly inland floodingPrescott: Low, mostly inland floodingBarber: Low, mostly inland floodingPilot Grove: Moderate, mostly inland floodingPleasant Prairie: Moderate, mostly inland floodingVerona: Moderate, mostly inland floodingBlue Earth: High, mostly inland flooding Blue EarthBlue Earth CityJo Daviess
Very lowLowModerateHighVery high
Blue Earthmostly inland floodingHigh
Blue Earth Citymostly inland floodingHigh
Jo Daviessmostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Blue Earth covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Blue Earth’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Blue Earth. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Blue Earth total about $3.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The door’s open

Where to, neighbor?

You’re in Blue Earth, MNView boundary

Nearby

All towns & citiesExplore the map

Local begins with a boundary.

See what belongs to your selected town.

Loading boundary…

Blue Earth is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
Open detailed map