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Natural hazards · Bloom

Bloom, MN natural hazards

Most of the natural-hazard damage FEMA expects in Bloom comes from inland flooding, and overall the risk is moderate for a U.S. community. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Bloom?

42
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bloom to be higher than in 42% of U.S. communities, mostly from inland flooding and hail.

Inland flooding39%Hail17%Tornadoes15%Cold waves13%Drought6%Strong wind5%Everything else5%
By hazard

What Bloom faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

39% of expected damage
Below average · higher than 46% of U.S. places
Recorded about once a year in the area

Hail

17% of expected damage
Above average · higher than 74% of U.S. places
Recorded about 5 times a year in the area

Tornadoes

15% of expected damage
Well above average · higher than 97% of U.S. places
Recorded about once every 4 years in the area

Cold waves

13% of expected damage
Above average · higher than 65% of U.S. places
Recorded about 12 times a year in the area

Drought

6% of expected damage
Recorded about 9 times a year in the area

Strong wind

5% of expected damage
Well above average · higher than 96% of U.S. places
Recorded about 4 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Bloom flood?

FEMA's records show no paid flood insurance claims in Bloom.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Bloom isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Nobles County.
Disasters that hit Bloom

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Bloom itself: aid to households, or repair grants to the Township of Bloom.

Brought FEMA money into BloomDeclared for Nobles County only
2024

Severe Storms and Flooding

$85K to the Township of Bloom for repairs
2019

Severe Winter Storm, Straight-Line Winds, and Flooding

$54K to the Township of Bloom for repairs
2018

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$46K to the Township of Bloom for repairs
2014

Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

$18K to the Township of Bloom for repairs
2013

Severe Winter Storm

$20K to the Township of Bloom for repairs
2010

Severe Storms and Flooding

$8K to the Township of Bloom for repairs
2008

Severe Storms and Flooding

$9K to the Township of Bloom for repairs
2001

Severe Winter Storms, Flooding, and Tornadoes

$27K to the Township of Bloom for repairs
Nobles County has had 18 natural disasters declared since 1953, most often severe storms and floods.
Around Bloom

Bloom and the towns around it

Iona: Moderate, mostly inland floodingSummit Lake: Moderate, mostly inland floodingWilmont: Low, mostly inland floodingSeward: Moderate, mostly inland floodingFenton: Moderate, mostly inland floodingBondin: Moderate, mostly inland floodingSlayton: Low, mostly inland floodingLarkin: Low, mostly inland floodingElk: Moderate, mostly inland floodingDewald: Moderate, mostly inland floodingWilmont: Low, mostly inland floodingLeota: Low, mostly inland floodingGraham Lakes: Moderate, mostly inland floodingBloom: Moderate, mostly inland flooding BloomIonaSummit LakeWilmontSeward
Very lowLowModerateHighVery high
Ionamostly inland floodingModerate
Bloommostly inland floodingModerate
Summit Lakemostly inland floodingModerate
Sewardmostly inland floodingModerate
Wilmontmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bloom is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Bloom’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Bloom. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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