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Natural hazards · Blackduck

Blackduck, MN natural hazards

Most of the natural-hazard damage FEMA expects in Blackduck comes from inland flooding, and overall the risk is very low for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Blackduck?

19
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Blackduck to be higher than in 19% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding67%Cold waves17%Everything else17%
By hazard

What Blackduck faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

67% of expected damage
Below average · higher than 44% of U.S. places
Recorded about once every 2 years in the area

Cold waves

17% of expected damage
Above average · higher than 73% of U.S. places
Recorded about 16 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Blackduck flood?

FEMA's records show no paid flood insurance claims in Blackduck.

of all homes
are insured
No community discount. Blackduck isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Beltrami County.
Disasters that hit Blackduck

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Blackduck itself: aid to households, or repair grants to the City of Blackduck.

Brought FEMA money into BlackduckDeclared for Beltrami County only
2022

Severe Storms, Straight-Line Winds, and Flooding

$15K to the City of Blackduck for repairs
2011

Severe Storms and Flooding

$9K to the City of Blackduck for repairs
2009

Severe Storms and Flooding

$2K to the City of Blackduck for repairs
1999

Severe Storms, Winds, and Flooding

$1K to the City of Blackduck for repairs
Beltrami County has had 19 natural disasters declared since 1953, most often floods and severe storms.
Around Blackduck

Blackduck and the towns around it

Hines: Very low, mostly inland floodingSummit: Very low, mostly inland floodingHagali: Very low, mostly inland floodingLangor: High, mostly inland floodingMoose Park: High, mostly inland floodingHornet: High, mostly inland floodingBirch: Moderate, mostly inland floodingBlackduck: Very low, mostly inland flooding BlackduckHinesSummit
Very lowLowModerateHighVery high
Blackduckmostly inland floodingVery low
Hinesmostly inland floodingVery low
Summitmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Blackduck is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Blackduck’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Blackduck. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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