Natural hazards · Benton

Benton, MN natural hazards

Most of the natural-hazard damage FEMA expects in Benton comes from inland flooding, and overall the risk is low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Benton?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Benton to be higher than in 32% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding46%Tornadoes17%Strong wind14%Cold waves9%Hail7%Everything else7%

By hazard

What Benton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

46% of expected damage

Below average · higher than 34% of U.S. places

Recorded about once a year in the area

Tornadoes

17% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once every 23 years in the area

Strong wind

14% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 5 times a year in the area

Cold waves

9% of expected damage

Above average · higher than 55% of U.S. places

Recorded about 10 times a year in the area

Hail

7% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 7 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Benton flood?

FEMA's records show no paid flood insurance claims in Benton.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Benton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Carver County.

Disasters that hit Benton

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Benton itself: aid to households, or repair grants to the Township of Benton.

Brought FEMA money into BentonDeclared for Carver County only

2014

Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

$28K to the Township of Benton for repairs

Carver County has had 13 natural disasters declared since 1953, most often floods and severe storms.

Around Benton

Benton and the towns around it

Very lowLowModerateHighVery high

Dahlgrenmostly inland floodingLow

Bentonmostly inland floodingLow

Hancockmostly inland floodingLow

Waconiamostly inland floodingLow

Young Americamostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Benton covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Benton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Benton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Benton total about $1.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.