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Natural hazards · Belfast

Belfast, MN natural hazards

Most of the natural-hazard damage FEMA expects in Belfast comes from inland flooding, and overall the risk is low for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Belfast?

37
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Belfast to be higher than in 37% of U.S. communities, mostly from inland flooding.

Inland flooding40%Cold waves14%Tornadoes13%Drought9%Hail9%Strong wind6%Everything else9%
By hazard

What Belfast faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

40% of expected damage
Below average · higher than 43% of U.S. places
Recorded about once a year in the area

Cold waves

14% of expected damage
Below average · higher than 39% of U.S. places
Recorded about 12 times a year in the area

Tornadoes

13% of expected damage
Well above average · higher than 92% of U.S. places
Recorded about once every 7 years in the area

Drought

9% of expected damage
Recorded about 10 times a year in the area

Hail

9% of expected damage
Above average · higher than 70% of U.S. places
Recorded about 5 times a year in the area

Strong wind

6% of expected damage
Well above average · higher than 96% of U.S. places
Recorded about 4 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Belfast flood?

FEMA's records show no paid flood insurance claims in Belfast.

of all homes
are insured
No community discount. Belfast isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Murray County.
Disasters that hit Belfast

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Belfast itself: aid to households, or repair grants to the Township of Belfast.

Brought FEMA money into BelfastDeclared for Murray County only
2024

Severe Storms and Flooding

$50K to the Township of Belfast for repairs
2018

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$12K to the Township of Belfast for repairs
2010

Severe Storms and Flooding

$8K to the Township of Belfast for repairs
Murray County has had 15 natural disasters declared since 1953, most often floods and severe storms.
Around Belfast

Belfast and the towns around it

Bondin: Moderate, mostly inland floodingSouthbrook: High, mostly inland floodingDes Moines River: Low, mostly inland floodingLime Lake: Low, mostly inland floodingIona: Moderate, mostly inland floodingSeward: Moderate, mostly inland floodingSpringfield: High, mostly inland floodingRose Hill: High, mostly inland floodingDovray: Low, mostly inland floodingBelfast: Low, mostly inland flooding BelfastBondinSouthbrookDes Moines River
Very lowLowModerateHighVery high
Southbrookmostly inland floodingHigh
Bondinmostly inland floodingModerate
Belfastmostly inland floodingLow
Des Moines Rivermostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Belfast is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Belfast’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Belfast. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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