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Natural hazards · Beaver Creek

Beaver Creek, MN natural hazards

Most of the natural-hazard damage FEMA expects in Beaver Creek comes from inland flooding, and overall the risk is moderate for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Beaver Creek?

52
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Beaver Creek to be higher than in 52% of U.S. communities, mostly from inland flooding and hail.

Inland flooding36%Hail27%Tornadoes11%Drought9%Cold waves9%Everything else9%
By hazard

What Beaver Creek faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

36% of expected damage
Above average · higher than 62% of U.S. places
Recorded about 2 times a year in the area

Hail

27% of expected damage
Above average · higher than 73% of U.S. places
Recorded about 6 times a year in the area

Tornadoes

11% of expected damage
Well above average · higher than 97% of U.S. places
Recorded about once every 4 years in the area

Drought

9% of expected damage
Recorded about 11 times a year in the area

Cold waves

9% of expected damage
Below average · higher than 41% of U.S. places
Recorded about 10 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Beaver Creek flood?

FEMA's records show no paid flood insurance claims in Beaver Creek.

of all homes
are insured
No community discount. Beaver Creek isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Rock County.
Disasters that hit Beaver Creek

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Beaver Creek itself: aid to households, or repair grants to the City of Beaver Creek.

Brought FEMA money into Beaver CreekDeclared for Rock County only
2024

Severe Storms and Flooding

2 households applied for aid $7K aid approved
2014

Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

$30K to the City of Beaver Creek for repairs
2013

Severe Winter Storm

$43K to the City of Beaver Creek for repairs
2010

Severe Storms and Flooding

$28K to the City of Beaver Creek for repairs
Rock County has had 14 natural disasters declared since 1953, most often floods and severe storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Beaver Creek is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Beaver Creek’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Beaver Creek. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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