Natural hazards · Beatty

Beatty, MN natural hazards

Most of the natural-hazard damage FEMA expects in Beatty comes from inland flooding, and overall the risk is moderate for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Beatty?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Beatty to be higher than in 49% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding51%Cold waves40%Everything else9%

By hazard

What Beatty faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

51% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once a year in the area

Cold waves

40% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about 18 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Beatty flood?

FEMA's records show no paid flood insurance claims in Beatty.

of all homes
are insured

No community discount. Beatty isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: St. Louis County.

Disasters that hit Beatty

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Beatty itself: aid to households, or repair grants to the Township of Beatty.

Brought FEMA money into BeattyDeclared for St. Louis County only

2018

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$18K to the Township of Beatty for repairs

2001

Severe Winter Storms, Flooding, and Tornadoes

$20K to the Township of Beatty for repairs

1999

Severe Storms, Winds, and Flooding

$47K to the Township of Beatty for repairs

St. Louis County has had 15 natural disasters declared since 1953, most often floods and severe storms.

Around Beatty

Beatty and the towns around it

Very lowLowModerateHighVery high

Fieldmostly cold wavesModerate

Beattymostly inland floodingModerate

Portagemostly inland floodingModerate

Leidingmostly inland floodingModerate

Owensmostly cold wavesLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Beatty covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Beatty’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Beatty. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Beatty total about $2.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.