Natural hazards · Bear Park

Bear Park, MN natural hazards

Most of the natural-hazard damage FEMA expects in Bear Park comes from cold waves, and overall the risk is moderate for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bear Park?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bear Park to be higher than in 41% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves29%Inland flooding27%Drought16%Hail11%Strong wind7%Tornadoes5%Everything else5%

By hazard

What Bear Park faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

29% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about 20 times a year in the area

Inland flooding

27% of expected damage

Above average · higher than 50% of U.S. places

Recorded about once a year in the area

Drought

16% of expected damage

Recorded about 7 times a year in the area

Hail

11% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about 4 times a year in the area

Strong wind

7% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

5% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 4 years in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bear Park flood?

FEMA's records show no paid flood insurance claims in Bear Park.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Bear Park isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Norman County.

Disasters that hit Bear Park

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Bear Park itself: aid to households, or repair grants to the Township of Bear Park.

Brought FEMA money into Bear ParkDeclared for Norman County only

2023

Severe Storms and Flooding

$5K to the Township of Bear Park for repairs

2022

Severe Storms, Straight-Line Winds, and Flooding

$5K to the Township of Bear Park for repairs

2019

Severe Winter Storm, Straight-Line Winds, and Flooding

$3K to the Township of Bear Park for repairs

2002

Severe Storms, Flooding and Tornadoes

$16K to the Township of Bear Park for repairs

2001

Severe Winter Storms, Flooding, and Tornadoes

$13K to the Township of Bear Park for repairs

Norman County has had 28 natural disasters declared since 1953, most often floods and severe storms.

Around Bear Park

Bear Park and the towns around it

Very lowLowModerateHighVery high

Bear Parkmostly cold wavesModerate

Sundalmostly cold wavesModerate

Waukonmostly cold wavesModerate

Gardenmostly inland floodingLow

Bejoumostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bear Park is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Bear Park’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Bear Park. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.