Natural hazards · Baudette

Baudette, MN natural hazards

Most of the natural-hazard damage FEMA expects in Baudette comes from inland flooding, and overall the risk is high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Baudette?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Baudette to be higher than in 67% of U.S. communities, mostly from inland flooding.

Inland flooding80%Cold waves9%Everything else11%

By hazard

What Baudette faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

80% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once every 3 years in the area

Cold waves

9% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about 18 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Baudette flood?

FEMA's records show no paid flood insurance claims in Baudette.

of all homes
are insured

No community discount. Baudette isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lake of the Woods County.

Disasters that hit Baudette

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Baudette itself: aid to households, or repair grants to the City of Baudette.

Brought FEMA money into BaudetteDeclared for Lake of the Woods County only

2002

Severe Storms, Flooding and Tornadoes

$275K to the City of Baudette for repairs

Lake of the Woods County has had 16 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Baudette is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Baudette’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Baudette. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.