Natural hazards · Barnum

Barnum, MN natural hazards

Most of the natural-hazard damage FEMA expects in Barnum comes from cold waves, and overall the risk is moderate for a U.S. community. Flood insurance has paid 2 claims here since 2016. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Barnum?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Barnum to be higher than in 47% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves57%Inland flooding34%Everything else9%

By hazard

What Barnum faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

57% of expected damage

Above average · higher than 74% of U.S. places

Recorded about 16 times a year in the area

Inland flooding

34% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once every 2 years in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Barnum flood?

Every paid claim on a federal flood insurance policy in Barnum, from FEMA’s records.

2paid claims since 2016

$85Kpaid to owners

0homes flooded more than once

20162026

of all homes
are insured

No community discount. Barnum isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Carlton County.

Disasters that hit Barnum

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Barnum itself: aid to households, or repair grants to the Township of Barnum.

Brought FEMA money into BarnumDeclared for Carlton County only

2018

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$44K to the Township of Barnum for repairs

2012

Severe Storms and Flooding

$6K to the Township of Barnum for repairs

Carlton County has had 7 natural disasters declared since 1953, most often floods and severe storms.

Around Barnum

Barnum and the towns around it

Very lowLowModerateHighVery high

Barnummostly cold wavesModerate

Mahtowamostly cold wavesModerate

Blackhoofmostly cold wavesLow

Moose Lakemostly cold wavesLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Barnum covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Barnum’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Barnum. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Barnum total about $2.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.