Natural hazards · Bangor

Bangor, MN natural hazards

Most of the natural-hazard damage FEMA expects in Bangor comes from inland flooding, and overall the risk is moderate for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bangor?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bangor to be higher than in 42% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding49%Cold waves20%Tornadoes9%Hail7%Strong wind7%Everything else8%

By hazard

What Bangor faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

49% of expected damage

Above average · higher than 63% of U.S. places

Recorded about once every 2 years in the area

Cold waves

20% of expected damage

Above average · higher than 61% of U.S. places

Recorded about 14 times a year in the area

Tornadoes

9% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once every 6 years in the area

Hail

7% of expected damage

Below average · higher than 42% of U.S. places

Recorded about 4 times a year in the area

Strong wind

7% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 3 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bangor flood?

FEMA's records show no paid flood insurance claims in Bangor.

of all homes
are insured

No community discount. Bangor isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Pope County.

Disasters that hit Bangor

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Bangor itself: aid to households, or repair grants to the Township of Bangor.

Brought FEMA money into BangorDeclared for Pope County only

2009

Severe Storms and Flooding

$2K to the Township of Bangor for repairs

2001

Severe Winter Storms, Flooding, and Tornadoes

$3K to the Township of Bangor for repairs

Pope County has had 13 natural disasters declared since 1953, most often floods and severe storms.

Around Bangor

Bangor and the towns around it

Very lowLowModerateHighVery high

Bangormostly inland floodingModerate

Sedanmostly inland floodingModerate

Chippewa Fallsmostly inland floodingModerate

Lake Johannamostly inland floodingModerate

Grove Lakemostly inland floodingModerate

North Forkmostly inland floodingLow

Brootenmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bangor is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Bangor’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Bangor. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.