Natural hazards · Bandon

Bandon, MN natural hazards

Most of the natural-hazard damage FEMA expects in Bandon comes from inland flooding, and overall the risk is low for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Bandon?

24
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bandon to be higher than in 24% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding34%Cold waves20%Tornadoes12%Drought11%Strong wind10%Hail6%Everything else8%
By hazard

What Bandon faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

34% of expected damage
Below average · higher than 25% of U.S. places
Recorded about once a year in the area

Cold waves

20% of expected damage
Well below average · higher than 22% of U.S. places
Recorded about 12 times a year in the area

Tornadoes

12% of expected damage
Well above average · higher than 89% of U.S. places
Recorded about once every 6 years in the area

Drought

11% of expected damage
Recorded about 10 times a year in the area

Strong wind

10% of expected damage
Well above average · higher than 97% of U.S. places
Recorded about 4 times a year in the area

Hail

6% of expected damage
Well above average · higher than 75% of U.S. places
Recorded about 5 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Bandon flood?

FEMA's records show no paid flood insurance claims in Bandon.

of all homes
are insured
No community discount. Bandon isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Renville County.
Disasters that hit Bandon

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Bandon itself: aid to households, or repair grants to the Township of Bandon.

Brought FEMA money into BandonDeclared for Renville County only
2011

Severe Storms and Flooding

$2K to the Township of Bandon for repairs
2010

Flooding

$6K to the Township of Bandon for repairs
2001

Severe Winter Storms, Flooding, and Tornadoes

$4K to the Township of Bandon for repairs
Renville County has had 18 natural disasters declared since 1953, most often floods and severe storms.
Around Bandon

Bandon and the towns around it

Wellington: Low, mostly inland floodingPalmyra: Low, mostly inland floodingBirch Cooley: Low, mostly inland floodingCamp: Low, mostly inland floodingCairo: Low, mostly inland floodingMartinsburg: Low, mostly inland floodingMoltke: Low, mostly inland floodingMelville: Low, mostly inland floodingNorfolk: Low, mostly inland floodingSherman: Low, mostly inland floodingMorton: Low, mostly inland floodingBeaver Falls: Low, mostly inland floodingEden: Low, mostly cold wavesFairfax: Low, mostly inland floodingRidgely: Moderate, mostly inland floodingBandon: Low, mostly inland flooding BandonWellingtonPalmyraBirch CooleyCamp
Very lowLowModerateHighVery high
Birch Cooleymostly inland floodingLow
Bandonmostly inland floodingLow
Wellingtonmostly inland floodingLow
Palmyramostly inland floodingLow
Campmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bandon is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Bandon’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Bandon. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01