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Housing in Ball Bluff

A typical Ball Bluff home is worth roughly $193,000

Typical home value
$193K
MN $351K
Estimate
2-bedroom rent
$1,020
a month, utilities in · HUD
Median tax bill
$1,427
MN $3,357

What kind of housing town is Ball Bluff?

Read from the numbers below. The page puts what stands out first.

★ What stands out · Affordability

What it takes to buy in Ball Bluff

Try your own numbers below.

You could afford about
$341,000
Typical Ball Bluff home $193K

That covers a typical Ball Bluff home, with $148K to spare.

The typical home, each month
$1,170
Loan $950Tax $160Insurance $60

A two-bedroom rents for about $1,020 a month here, $150 less than owning.

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, the Minnesota typical property tax (1.02% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

The homes

96% of Ball Bluff households own their home

Half of Ball Bluff’s homes were built before 1979.

Owners and renters
Own 96%Rent 4%

Minnesota: 72% own.

1979
typical home built · MN 1979
$1,427
median property tax bill · MN $3,357
36%
of homes are seasonal or vacation homes

U.S. Census Bureau, American Community Survey 2020-2024 · figures for a place this size carry wide margins of error.

Renting

A two-bedroom rents for about $1,020

Fair Market Rent a month, utilities included

Studio$750
1 bedroom$790
2 bedrooms$1,020
3 bedrooms$1,390
4 bedrooms$1,540
4%
of households rent · MN 28%
2
renter households

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Aitkin County, MN): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

Neighbors talk housing

What Ball Bluff buyers, sellers and renters are saying.

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Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.

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