Natural hazards · Badger

Badger, MN natural hazards

Most of the natural-hazard damage FEMA expects in Badger comes from inland flooding, and overall the risk is high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Badger?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Badger to be higher than in 74% of U.S. communities, mostly from inland flooding.

Inland flooding56%Cold waves13%Drought12%Wildfire12%Everything else7%

By hazard

What Badger faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

56% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once a year in the area

Cold waves

13% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about 21 times a year in the area

Drought

12% of expected damage

Recorded about 22 times a year in the area

Wildfire

12% of expected damage

Well above average · higher than 97% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Badger flood?

FEMA's records show no paid flood insurance claims in Badger.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Badger isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Roseau County.

What’s been done with FEMA grants

1flood-prone properties bought out and cleared

Disasters that hit Badger

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Badger itself: aid to households, or repair grants to the City of Badger.

Brought FEMA money into BadgerDeclared for Roseau County only

2009

Severe Storms and Flooding

$11K to the City of Badger for repairs

1999

Severe Ice Storm and Flooding

$3K to the City of Badger for repairs

Roseau County has had 24 natural disasters declared since 1953, most often floods and severe storms.

Around Badger

Badger and the towns around it

Very lowLowModerateHighVery high

Badgermostly inland floodingHigh

Skagenmostly inland floodingHigh

Stokesmostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Badger is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Badger’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Badger. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.