Natural hazards · Avon

Avon, MN natural hazards

Most of the natural-hazard damage FEMA expects in Avon comes from inland flooding, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Avon?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Avon to be higher than in 42% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding56%Tornadoes16%Cold waves9%Strong wind7%Hail6%Everything else6%

By hazard

What Avon faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

56% of expected damage

Above average · higher than 58% of U.S. places

Recorded about once a year in the area

Tornadoes

16% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 48 years in the area

Cold waves

9% of expected damage

Below average · higher than 35% of U.S. places

Recorded about 13 times a year in the area

Strong wind

7% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 3 times a year in the area

Hail

6% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about 5 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Avon flood?

FEMA's records show no paid flood insurance claims in Avon.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Avon isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Stearns County.

Disasters that hit Avon

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Avon itself: aid to households, or repair grants to the Township of Avon.

Brought FEMA money into AvonDeclared for Stearns County only

2022

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

$18K to the Township of Avon for repairs

Stearns County has had 11 natural disasters declared since 1953, most often floods and severe storms.

Around Avon

Avon and the towns around it

Very lowLowModerateHighVery high

St. Wendelmostly inland floodingHigh

Holdingmostly inland floodingModerate

Albanymostly inland floodingModerate

Avonmostly inland floodingModerate

Collegevillemostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Avon covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Avon’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Avon. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Avon total about $1.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.