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Natural hazards · Austin

Austin, MN natural hazards

Most of the natural-hazard damage FEMA expects in Austin comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 7 claims here since 2000. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Austin?

76
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Austin to be higher than in 76% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding65%Tornadoes19%Cold waves5%Everything else11%
By hazard

What Austin faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

65% of expected damage
Well above average · higher than 88% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

19% of expected damage
Well above average · higher than 97% of U.S. places

Cold waves

5% of expected damage
Above average · higher than 66% of U.S. places
Recorded about 10 times a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Austin flood?

Every paid claim on a federal flood insurance policy in Austin, from FEMA’s records.

7paid claims since 2000
$104Kpaid to owners
0homes flooded more than once
20002026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Austin isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Mower County.
Disasters that hit Austin

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Austin itself: aid to households, or repair grants to the Township of Austin.

Brought FEMA money into AustinDeclared for Mower County only
2008

Severe Storms and Flooding

$15K to the Township of Austin for repairs
2004

Severe Storms and Flooding

$1K to the Township of Austin for repairs
2000

Severe Storms and Flooding

$8K to the Township of Austin for repairs
Mower County has had 14 natural disasters declared since 1953, most often severe storms and floods.
Around Austin

Austin and the towns around it

Austin: Very high, mostly inland floodingLansing: Moderate, mostly inland floodingOakland: Moderate, mostly inland floodingLyle: High, mostly inland floodingMapleview: Moderate, mostly inland floodingWindom: High, mostly inland floodingRed Rock: High, mostly inland floodingMoscow: Moderate, mostly inland floodingUdolpho: High, mostly inland floodingLondon: Moderate, mostly inland floodingHayward: Moderate, mostly inland floodingLyle: High, mostly inland floodingAustin: High, mostly inland flooding AustinAustinLansingOaklandLyle
Very lowLowModerateHighVery high
Austinmostly inland floodingVery high
Austinmostly inland floodingHigh
Lylemostly inland floodingHigh
Lansingmostly inland floodingModerate
Oaklandmostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Austin covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Austin’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Austin. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Austin total about $2.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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