Natural hazards · Ashley

Ashley, MN natural hazards

Most of the natural-hazard damage FEMA expects in Ashley comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ashley?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ashley to be higher than in 56% of U.S. communities, mostly from inland flooding.

Inland flooding70%Tornadoes10%Cold waves6%Strong wind6%Hail5%Everything else4%

By hazard

What Ashley faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

70% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about once a year in the area

Tornadoes

10% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once every 10 years in the area

Cold waves

6% of expected damage

Below average · higher than 35% of U.S. places

Recorded about 13 times a year in the area

Strong wind

6% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 3 times a year in the area

Hail

5% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about 4 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ashley flood?

FEMA's records show no paid flood insurance claims in Ashley.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Ashley isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Stearns County.

Disasters that hit Ashley

Federal disasters declared here

None of the disasters declared for Stearns County shows FEMA aid or repair money reaching Ashley itself in FEMA’s records.

Brought FEMA money into AshleyDeclared for Stearns County only

Stearns County has had 11 natural disasters declared since 1953, most often floods and severe storms.

Around Ashley

Ashley and the towns around it

Very lowLowModerateHighVery high

West Unionmostly inland floodingHigh

Ashleymostly inland floodingModerate

Raymondmostly inland floodingModerate

Sauk Centremostly inland floodingModerate

Westportmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ashley is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Ashley’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Ashley. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.