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Natural hazards · Alma

Alma, MN natural hazards

Most of the natural-hazard damage FEMA expects in Alma comes from inland flooding, and overall the risk is moderate for a U.S. community. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Alma?

58
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Alma to be higher than in 58% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding57%Cold waves21%Everything else22%
By hazard

What Alma faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

57% of expected damage
Well above average · higher than 77% of U.S. places
Recorded about once a year in the area

Cold waves

21% of expected damage
Well above average · higher than 85% of U.S. places
Recorded about 22 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Alma flood?

FEMA's records show no paid flood insurance claims in Alma.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Alma isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Marshall County.
Disasters that hit Alma

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Alma itself: aid to households, or repair grants to the Township of Alma.

Brought FEMA money into AlmaDeclared for Marshall County only
2023

Severe Storms and Flooding

$7K to the Township of Alma for repairs
2022

Severe Storms, Straight-Line Winds, and Flooding

$33K to the Township of Alma for repairs
2011

Severe Storms and Flooding

$2K to the Township of Alma for repairs
2010

Flooding

$3K to the Township of Alma for repairs
2009

Severe Storms and Flooding

$10K to the Township of Alma for repairs
2006

Flooding

$20K to the Township of Alma for repairs
2002

Severe Storms, Flooding and Tornadoes

$5K to the Township of Alma for repairs
2001

Severe Winter Storms, Flooding, and Tornadoes

$3K to the Township of Alma for repairs
1999

Severe Ice Storm and Flooding

$14K to the Township of Alma for repairs
Marshall County has had 26 natural disasters declared since 1953, most often floods and severe storms.
Around Alma

Alma and the towns around it

Foldahl: High, mostly inland floodingMiddle River: High, mostly inland floodingMcCrea: Moderate, mostly inland floodingComstock: High, mostly inland floodingMarsh Grove: High, mostly inland floodingWright: High, mostly inland floodingBloomer: High, mostly inland floodingWarrenton: Moderate, mostly inland floodingTamarac: High, mostly inland floodingWarren: Moderate, mostly inland floodingBrislet: Very high, mostly inland floodingBoxville: Moderate, mostly inland floodingAlma: Moderate, mostly inland flooding AlmaFoldahlMiddle RiverMcCrea
Very lowLowModerateHighVery high
Middle Rivermostly inland floodingHigh
Foldahlmostly inland floodingHigh
Almamostly inland floodingModerate
McCreamostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Alma is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Alma’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Alma. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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