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Natural hazards in Alexandria · FEMA

Alexandria is calmer than 97% of U.S. communities

Most of the natural-hazard damage FEMA expects in Alexandria comes from inland flooding, and overall the risk is very low for a U.S. community. 3 federal disasters brought FEMA money into town.

3Very low riskLowerHigherExpected storm and flood damage, vs. U.S. communities
Overall risk
Very low
higher than 3% of U.S. places
Main hazard
Inland flooding
32% of expected damage
Flood claims
0
none on record
Disasters paid out here
3
of 11 declared for Douglas County
Expected yearly loss
$4.1M
buildings, people and crops

What stands out about Alexandria’s weather risks

Read from FEMA’s records below. The page puts what stands out first.

★ What stands out · Expected damage

How exposed is Alexandria?

FEMA expects yearly storm and flood damage to homes and buildings here to be higher than in 3% of U.S. communities, mostly from inland flooding and cold waves.

Where Alexandria sits
Alexandria
Very lowLowModerateHighVery high

Calmer than 2,625 of the 2,631 Minnesota towns we cover.

Alexandria covers 4 census tracts, combined by population.

What drives the damage
Inland flooding32%Cold waves31%Tornadoes18%Strong wind10%Everything else10%
By hazard

What Alexandria faces

Each hazard’s share of the damage FEMA expects here, and how it compares with the rest of the country.

Inland flooding

32%of expected damage
Well below average · higher than 4% of U.S. places
Recorded about once every 3 years in the area

Cold waves

31%of expected damage
Above average · higher than 66% of U.S. places
Recorded about 14 times a year in the area

Tornadoes

18%of expected damage
Well above average · higher than 76% of U.S. places

Strong wind

10%of expected damage
Well above average · higher than 91% of U.S. places
Recorded about 3 times a year in the area
Lower here
🧊 Hail🧊 Ice storms❄️ Winter weather🌡️ Heat waves🔥 Wildfire🏚️ Earthquakes⛰️ Landslides⚡ Lightning🌵 Drought
Not a risk here
Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Next door

Alexandria and its neighbors

Alexandria has the lowest rating of the 5 towns around it. Tap a town to see its hazards.

Very lowLowModerateHighVery high
TownRatingMostlyFlood claims
HudsonModerateinland flooding0
CarlosLowinland flooding0
La GrandLowinland flooding0
Lake MaryLowinland flooding7
AlexandriaVery lowinland flooding0

Rating = expected yearly storm and flood damage as a share of what’s there, vs. U.S. communities. Flood claims = paid federal flood insurance claims on record.

Flood insurance claims

Does Alexandria flood? No paid flood claims on record

FEMA’s records show no paid flood insurance claims in Alexandria. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.

of homes in flood zones are insured
of all homes are insured
No community discount

Alexandria isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Douglas County.
Storms remembered

3 federal disasters brought FEMA money to Alexandria

Disasters that paid out in Alexandria itself (aid to households or repair grants to the City of Alexandria) and its biggest flood years.

  1. 2022Severe Storms, Straight-Line Winds, Tornadoes, and Flooding$8K to the City of Alexandria for repairs
  2. 2013Severe Storms, Straight-Line Winds, and Flooding$17K to the City of Alexandria for repairs
  3. 2001Severe Winter Storms, Flooding, and Tornadoes$28K to the City of Alexandria for repairs
Disasters declared, by decade
Paid out in AlexandriaDouglas County only

Douglas County has had 11 natural disasters declared since 1953, most often floods and severe storms.

Were you here?

Old photos of Alexandria after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Alexandria archive →
Be ready

Get ready for what Alexandria actually faces

A short kit for its top hazards, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Cold snaps
  • Let faucets drip so pipes don’t freeze.
  • Know where your water shutoff is.
  • Never heat the house with the oven or a grill.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Storm season

Most disasters here begin in March–May

The month each of Douglas County’s 11 declared disasters began, since 1953.

1J
F
3M
2A
1M
2J
J
2A
S
O
N
D
FloodsSevere stormsDroughtsHurricanes
How to read this page

What these numbers can and can’t tell you

  • An average, not a forecast. FEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
  • Compared by rate. “Higher than N%” compares yearly damage as a share of what’s there, so a big city isn’t rated riskier just for having more buildings.
  • Money that reached town. Flood claims are matched to Alexandria’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Alexandria.
  • It follows property value. FEMA’s model weighs damage to buildings, so a place that recently lost many homes can rate lower than it feels. Across Alexandria, expected losses total about $4.1M a year, counting buildings, people and crops.

Storm stories

Memories, warnings and help from neighbors in Alexandria.

Town Square →
Weigh in
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Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau. Preparedness tips: Ready.gov. An average of past damage, not a forecast.

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