Natural hazards · Albin

Albin, MN natural hazards

Most of the natural-hazard damage FEMA expects in Albin comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 5 claims here since 1993. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Albin?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Albin to be higher than in 44% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding37%Cold waves31%Tornadoes10%Strong wind7%Drought7%Everything else8%

By hazard

What Albin faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

37% of expected damage

Above average · higher than 53% of U.S. places

Recorded about once every 2 years in the area

Cold waves

31% of expected damage

Above average · higher than 57% of U.S. places

Recorded about 11 times a year in the area

Tornadoes

10% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once every 4 years in the area

Strong wind

7% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 4 times a year in the area

Drought

7% of expected damage

Recorded about 14 times a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Albin flood?

Every paid claim on a federal flood insurance policy in Albin, from FEMA’s records.

5paid claims since 1993

$21Kpaid to owners

0homes flooded more than once

19932026

Biggest named events

Severe flooding: 1 claim, $1K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Albin isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Brown County.

Disasters that hit Albin

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Albin itself: aid to households, or repair grants to the Township of Albin.

Brought FEMA money into AlbinDeclared for Brown County only

2019

Severe Winter Storm, Straight-Line Winds, and Flooding

$36K to the Township of Albin for repairs

Brown County has had 16 natural disasters declared since 1953, most often floods and severe storms.

Around Albin

Albin and the towns around it

Very lowLowModerateHighVery high

Nelsonmostly inland floodingModerate

Adrianmostly inland floodingModerate

Albinmostly inland floodingModerate

Lake Hanskamostly inland floodingModerate

Starkmostly inland floodingModerate

Mulliganmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Albin covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Albin’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Albin. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Albin total about $4.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.