Natural hazards · Albertville

Albertville, MN natural hazards

Most of the natural-hazard damage FEMA expects in Albertville comes from inland flooding, and overall the risk is low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Albertville?

32
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Albertville to be higher than in 32% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding54%Tornadoes17%Strong wind13%Hail7%Everything else9%
By hazard

What Albertville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

54% of expected damage
Below average · higher than 37% of U.S. places
Recorded about once a year in the area

Tornadoes

17% of expected damage
Well above average · higher than 80% of U.S. places

Strong wind

13% of expected damage
Well above average · higher than 97% of U.S. places
Recorded about 4 times a year in the area

Hail

7% of expected damage
Well above average · higher than 87% of U.S. places
Recorded about 6 times a year in the area

Lower here

Ice stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Albertville flood?

FEMA's records show no paid flood insurance claims in Albertville.

of all homes
are insured
No community discount. Albertville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Wright County.
Disasters that hit Albertville

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Albertville itself: aid to households, or repair grants to the City of Albertville.

Brought FEMA money into AlbertvilleDeclared for Wright County only
2014

Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

$57K to the City of Albertville for repairs
Wright County has had 15 natural disasters declared since 1953, most often floods and severe storms.
Around Albertville

Albertville and the towns around it

St. Michael: Low, mostly inland floodingOtsego: Moderate, mostly inland floodingRogers: Low, mostly inland floodingHanover: Moderate, mostly inland floodingBuffalo: Low, mostly inland floodingRockford: High, mostly inland floodingElk River: Low, mostly inland floodingBig Lake: High, mostly inland floodingDayton: High, mostly inland floodingMonticello: Moderate, mostly inland floodingAlbertville: Low, mostly inland flooding AlbertvilleSt. MichaelOtsego
Very lowLowModerateHighVery high
Otsegomostly inland floodingModerate
St. Michaelmostly inland floodingLow
Albertvillemostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Albertville is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Albertville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Albertville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01