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Natural hazards · Woodhaven

Woodhaven, MI natural hazards

Most of the natural-hazard damage FEMA expects in Woodhaven comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 3 claims here since 2014. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Woodhaven?

28
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Woodhaven to be higher than in 28% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding60%Cold waves16%Tornadoes9%Heat waves8%Everything else6%
By hazard

What Woodhaven faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

60% of expected damage
Above average · higher than 56% of U.S. places
Recorded about 3 times a year in the area

Cold waves

16% of expected damage
Below average · higher than 32% of U.S. places
Recorded about 3 times a year in the area

Tornadoes

9% of expected damage
Above average · higher than 55% of U.S. places

Heat waves

8% of expected damage
Below average · higher than 36% of U.S. places
Recorded about 4 times a year in the area

Lower here

Coastal floodingHurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Woodhaven flood?

Every paid claim on a federal flood insurance policy in Woodhaven, from FEMA’s records.

3paid claims since 2014
$20Kpaid to owners
0homes flooded more than once
20142026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Woodhaven isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Wayne County.
Disasters that hit Woodhaven

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Woodhaven itself: aid to households, or repair grants to the City of Woodhaven.

Brought FEMA money into WoodhavenDeclared for Wayne County only
2023

Severe Storms, Tornadoes, and Flooding

83 households applied for aid $106K aid approved
2021

Severe Storms, Flooding, and Tornadoes

4 households applied for aid
2014

Severe Storms and Flooding

24 households applied for aid $23K aid approved
2004

Severe Storms, Tornadoes, and Flooding

3 households applied for aid
Wayne County has had 14 natural disasters declared since 1953, most often severe storms and floods.
Around Woodhaven

Woodhaven and the towns around it

Trenton: Low, mostly inland floodingBrownstown: Very low, mostly inland floodingFlat Rock: Low, mostly inland floodingGrosse Ile: Low, mostly inland floodingRiverview: Very low, mostly inland floodingBerlin: Moderate, mostly inland floodingGibraltar: Very low, mostly inland floodingHuron: Very low, mostly inland floodingRockwood: Very low, mostly inland floodingTaylor: Low, mostly inland floodingSouth Rockwood: Moderate, mostly inland floodingWoodhaven: Low, mostly inland flooding WoodhavenTrentonBrownstownFlat Rock
Very lowLowModerateHighVery high
Woodhavenmostly inland floodingLow
Trentonmostly inland floodingLow
Flat Rockmostly inland floodingLow
Brownstownmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Woodhaven covers 6 census tracts, combined by population.
Money that reached townFlood claims are matched to Woodhaven’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Woodhaven. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Woodhaven total about $2.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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