Natural hazards · Wixom

Wixom, MI natural hazards

Most of the natural-hazard damage FEMA expects in Wixom comes from tornadoes, and overall the risk is very low for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Wixom?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wixom to be higher than in 13% of U.S. communities, mostly from tornadoes and inland flooding.

Tornadoes36%Inland flooding36%Cold waves16%Everything else12%

By hazard

What Wixom faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Tornadoes

36% of expected damage

Well above average · higher than 91% of U.S. places

Inland flooding

36% of expected damage

Well below average · higher than 17% of U.S. places

Recorded about once a year in the area

Cold waves

16% of expected damage

Above average · higher than 52% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Wixom flood?

FEMA's records show no paid flood insurance claims in Wixom.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Wixom isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Oakland County.

Disasters that hit Wixom

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Wixom itself: aid to households, or repair grants to the City of Wixom.

Brought FEMA money into WixomDeclared for Oakland County only

2023

Severe Storms, Tornadoes, and Flooding

23 households applied for aid $13K aid approved

2021

Severe Storms, Flooding, and Tornadoes

7 households applied for aid $6K aid approved

2000

Snow

$10K to the City of Wixom for repairs

1999

Mi - Severe Weather 1/2 /99

$8K to the City of Wixom for repairs

Oakland County has had 12 natural disasters declared since 1953, most often severe storms and floods.

Around Wixom

Wixom and the towns around it

Very lowLowModerateHighVery high

Milfordmostly inland floodingLow

Lyonmostly inland floodingVery low

Commercemostly inland floodingVery low

Wixommostly tornadoesVery low

Novimostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wixom covers 5 census tracts, combined by population.

Money that reached townFlood claims are matched to Wixom’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Wixom. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Wixom total about $4.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.