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Natural hazards · Williamston

Williamston, MI natural hazards

Most of the natural-hazard damage FEMA expects in Williamston comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 4 claims here since 1985. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Williamston?

62
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Williamston to be higher than in 62% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding66%Tornadoes16%Strong wind7%Cold waves6%Everything else5%
By hazard

What Williamston faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

66% of expected damage
Well above average · higher than 76% of U.S. places
Recorded about once every 3 years in the area

Tornadoes

16% of expected damage
Well above average · higher than 91% of U.S. places

Strong wind

7% of expected damage
Well above average · higher than 96% of U.S. places
Recorded about 6 times a year in the area

Cold waves

6% of expected damage
Above average · higher than 50% of U.S. places
Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Williamston flood?

Every paid claim on a federal flood insurance policy in Williamston, from FEMA’s records.

4paid claims since 1985
$32Kpaid to owners
0homes flooded more than once
19852026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Williamston isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Ingham County.
Disasters that hit Williamston

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Williamston itself: aid to households, or repair grants to the City of Williamston.

Brought FEMA money into WilliamstonDeclared for Ingham County only
2023

Severe Storms, Tornadoes, and Flooding

75 households applied for aid $31K aid approved
2004

Severe Storms, Tornadoes, and Flooding

3 households applied for aid $3K aid approved
Ingham County has had 8 natural disasters declared since 1953, most often winter storms and floods.
Around Williamston

Williamston and the towns around it

Williamstown: High, mostly inland floodingWheatfield: Low, mostly inland floodingWoodhull: Low, mostly cold wavesLocke: Low, mostly inland floodingMeridian: Low, mostly inland floodingLeroy: Low, mostly inland floodingIngham: Low, mostly inland floodingAlaiedon: Very low, mostly inland floodingWilliamston: High, mostly inland flooding WilliamstonWilliamstownWheatfield
Very lowLowModerateHighVery high
Williamstonmostly inland floodingHigh
Williamstownmostly inland floodingHigh
Wheatfieldmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Williamston is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Williamston’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Williamston. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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