Natural hazards · White Pigeon

White Pigeon, MI natural hazards

Most of the natural-hazard damage FEMA expects in White Pigeon comes from inland flooding, and overall the risk is very low for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is White Pigeon?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in White Pigeon to be higher than in 19% of U.S. communities, mostly from inland flooding.

Inland flooding55%Tornadoes11%Cold waves9%Strong wind8%Hail7%Everything else11%

By hazard

What White Pigeon faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

55% of expected damage

Below average · higher than 33% of U.S. places

Recorded about once every 7 years in the area

Tornadoes

11% of expected damage

Above average · higher than 58% of U.S. places

Recorded about once every 47 years in the area

Cold waves

9% of expected damage

Below average · higher than 48% of U.S. places

Recorded about 3 times a year in the area

Strong wind

8% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about 5 times a year in the area

Hail

7% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does White Pigeon flood?

FEMA's records show no paid flood insurance claims in White Pigeon.

of homes in flood zones
are insured

of all homes
are insured

No community discount. White Pigeon isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: St. Joseph County.

Disasters that hit White Pigeon

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in White Pigeon itself: aid to households, or repair grants to the Village of White Pigeon.

Brought FEMA money into White PigeonDeclared for St. Joseph County only

2004

Severe Storms, Tornadoes, and Flooding

1 household applied for aid

2000

Snow

$2K to the Village of White Pigeon for repairs

1999

Mi - Severe Weather 1/2 /99

$3K to the Village of White Pigeon for repairs

St. Joseph County has had 6 natural disasters declared since 1953, most often winter storms and hurricanes.

Around White Pigeon

White Pigeon and the towns around it

Very lowLowModerateHighVery high

White Pigeonmostly inland floodingVery low

Mottvillemostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. White Pigeon is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to White Pigeon’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of White Pigeon. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.