White Oak, MI housing market
Home prices around White Oak have risen about 42% over the past 5 years. Builders were permitted 1 new home in 2025.
Home values, sales, trends and how White Oak compares with the towns next door — updated as new data is published.
Home prices up 42% in 5 years
The federal house price index for the ZIP codes around White Oak rose 42% over the past 5 years, slower than across Michigan (52%). Last year prices rose 1.3%. Carrying the Census median home value forward with that index puts the typical White Oak home at roughly $367,000 today.
Show as a table
| Year | Change that year | Since 2000 | Michigan since 2000 |
|---|---|---|---|
| 2025 | +1.3% | +76% | +97% |
| 2024 | +11% | +74% | +88% |
| 2023 | +3.6% | +57% | +76% |
| 2022 | +9.7% | +51% | +64% |
| 2021 | +12% | +38% | +45% |
| 2020 | +3.5% | +24% | +30% |
| 2019 | +5.3% | +20% | +26% |
| 2018 | +7.1% | +14% | +20% |
| 2017 | +6.4% | +6% | +12% |
| 2016 | +6.7% | −0.4% | +5.3% |
| 2015 | +4.4% | −6.6% | 0% |
| 2014 | +11% | −11% | −4.7% |
| 2013 | +2.8% | −20% | −12% |
| 2012 | −2.8% | −22% | −16% |
| 2011 | −5% | −19% | −16% |
| 2010 | −4.4% | −15% | −12% |
| 2009 | −14% | −11% | −5% |
| 2008 | −7.5% | +2.7% | +3.5% |
| 2007 | −6.4% | +11% | +11% |
| 2006 | −0.8% | +19% | +16% |
| 2005 | +7.1% | +20% | +18% |
| 2004 | +2.4% | +12% | +14% |
| 2003 | +1.9% | +9.1% | +10% |
| 2002 | +3.8% | +7% | +8.3% |
| 2001 | +3.1% | +3.1% | +5% |
| 2000 | — | — | — |
Federal Housing Finance Agency House Price Index (annual, developmental) for ZIP codes 48892, 48819, 49285, weighted by land area. It tracks repeat sales and appraisals of the same homes, so it shows how prices changed, not what homes cost. The estimated value scales the Census (ACS 2020-2024) median home value by that change.
1 new home permitted in 2025
Builders were permitted 1 new home in White Oak in 2025. That's 0.8 per 1,000 residents, slower than across Michigan (2.3). Over the past 10 years, White Oak has permitted 21 homes in all.
Homes vs. people, 2010–2020
Between the 2010 and 2020 censuses, White Oak gained 26 residents while 7 new homes were permitted: about 3.7 new residents per new home. Population grew faster than building, so existing homes filled up: a sign of tight supply. Across Michigan: 1.2 new residents per new home.
Residents: U.S. Census Bureau, 2010 and 2020 censuses. New homes: permits issued 2010–2019.
Show as a table
| Year | New homes | Single-family | 2+ per building | Value |
|---|---|---|---|---|
| 2026 (Jan–Aug) | 2 | 2 | 0 | $432,000 |
| 2025 | 1 | 1 | 0 | $100,000 |
| 2024 | 3 | 3 | 0 | $997,000 |
| 2023 | 4 | 4 | 0 | $1.7 million |
| 2022 | 6 | 6 | 0 | $1.5 million |
| 2021 | 2 | 2 | 0 | $395,000 |
| 2020 | 2 | 2 | 0 | $492,000 |
| 2019 | 0 | 0 | 0 | — |
| 2018 | 1 | 1 | 0 | $180,000 |
| 2017 | 1 | 1 | 0 | $180,000 |
| 2016 | 1 | 1 | 0 | $230,000 |
| 2015 | 0 | 0 | 0 | — |
| 2014 | 0 | 0 | 0 | — |
| 2013 | 1 | 1 | 0 | $140,000 |
| 2012 | 0 | 0 | 0 | — |
| 2011 | 1 | 1 | 0 | $150,000 |
| 2010 | 2 | 2 | 0 | $380,000 |
| 2009 | 0 | 0 | 0 | — |
| 2008 | 3 | 3 | 0 | $528,000 |
| 2007 | 4 | 4 | 0 | $727,000 |
| 2006 | 4 | 4 | 0 | $754,000 |
| 2005 | 9 | 9 | 0 | $1.6 million |
| 2004 | 10 | 10 | 0 | $1.7 million |
| 2003 | 10 | 10 | 0 | $1.6 million |
| 2002 | 4 | 4 | 0 | $775,000 |
| 2001 | 12 | 12 | 0 | $1.5 million |
| 2000 | 12 | 12 | 0 | $1.5 million |
Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey, through August 2026.
White Oak and its neighbors
| Town | Typical value | 1-yr change | 2-bed rent | New homes 2025 | Median income |
|---|---|---|---|---|---|
| White Oak | — | +1.3%† | $1,250 | 1 | $98,250 |
| Ingham | — | −1.9%† | $1,070 | — | $112,000 |
| Iosco | — | +7.5%† | $1,410 | — | $112,063 |
| Stockbridge | $299K | +4.3% | $1,440 | 8 | $79,821 |
| Leroy | — | +1.8%† | $1,260 | 1 | $84,704 |
† FHFA price index change, where Zillow has no home value for the town.
2.4 years of income
The typical White Oak home costs about 2.4 years of the town's median household income, less than across Michigan (3.7 years).
Home value ÷ ACS median household income.
Owners, rent & taxes
U.S. Census Bureau, ACS 2020-2024.
A two-bedroom rents for about $1,250
HUD's Fair Market Rent for a two-bedroom in White Oak is $1,250 a month, utilities included: roughly what a modest, recently rented unit costs. Renters already in White Oak pay a median of $873, so moving in tends to cost more than staying put. A two-bedroom takes about 15% of the town's median household income.
Studio $950 · 4 bedrooms $1,790
U.S. Department of Housing and Urban Development, FY2026 Fair Market Rents by ZIP code (48819, 48892, 49285; Livingston County, MI HUD Metro FMR Area), weighted by land area. A Fair Market Rent is the 40th-percentile rent plus utilities for a standard unit. Median rent: U.S. Census Bureau, American Community Survey.
Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Price trend: Federal Housing Finance Agency House Price Index. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers.