Natural hazards · Wheatland

Wheatland, MI natural hazards

Most of the natural-hazard damage FEMA expects in Wheatland comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Wheatland?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wheatland to be higher than in 26% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding48%Tornadoes24%Cold waves11%Strong wind5%Everything else12%

By hazard

What Wheatland faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage

Below average · higher than 33% of U.S. places

Recorded about once every 6 years in the area

Tornadoes

24% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about once every 26 years in the area

Cold waves

11% of expected damage

Above average · higher than 56% of U.S. places

Recorded about 3 times a year in the area

Strong wind

5% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about 6 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Wheatland flood?

FEMA's records show no paid flood insurance claims in Wheatland.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Wheatland isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hillsdale County.

Disasters that hit Wheatland

Federal disasters declared here

None of the disasters declared for Hillsdale County shows FEMA aid or repair money reaching Wheatland itself in FEMA’s records.

Brought FEMA money into WheatlandDeclared for Hillsdale County only

Hillsdale County has had 6 natural disasters declared since 1953, most often winter storms and tornadoes.

Around Wheatland

Wheatland and the towns around it

Very lowLowModerateHighVery high

Wheatlandmostly inland floodingLow

Adamsmostly inland floodingLow

Rollinmostly inland floodingLow

Pittsfordmostly inland floodingLow

Somersetmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wheatland is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Wheatland’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Wheatland. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.