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Natural hazards · Westland

Westland, MI natural hazards

Most of the natural-hazard damage FEMA expects in Westland comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 5 claims here since 2008. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Westland?

12
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Westland to be higher than in 12% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding51%Cold waves19%Tornadoes13%Heat waves10%Everything else8%
By hazard

What Westland faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

51% of expected damage
Below average · higher than 30% of U.S. places
Recorded about 3 times a year in the area

Cold waves

19% of expected damage
Below average · higher than 31% of U.S. places
Recorded about 3 times a year in the area

Tornadoes

13% of expected damage
Above average · higher than 59% of U.S. places

Heat waves

10% of expected damage
Below average · higher than 36% of U.S. places
Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Westland flood?

Every paid claim on a federal flood insurance policy in Westland, from FEMA’s records.

5paid claims since 2008
$35Kpaid to owners
1homes flooded more than once
20082026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Westland isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Wayne County.
Disasters that hit Westland

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Westland itself: aid to households, or repair grants to the City of Westland.

Brought FEMA money into WestlandDeclared for Wayne County only
2023

Severe Storms, Tornadoes, and Flooding

1,079 households applied for aid $3.0M aid approved
2021

Severe Storms, Flooding, and Tornadoes

990 households applied for aid $1.1M aid approved
2014

Severe Storms and Flooding

302 households applied for aid $147K aid approved
2004

Severe Storms, Tornadoes, and Flooding

157 households applied for aid $112K aid approved
Wayne County has had 14 natural disasters declared since 1953, most often severe storms and floods.
Around Westland

Westland and the towns around it

Garden City: Very low, mostly inland floodingWayne: Very low, mostly inland floodingInkster: Very low, mostly inland floodingCanton: Very low, mostly inland floodingDearborn Heights: Low, mostly inland floodingLivonia: Very low, mostly inland floodingRomulus: Very low, mostly inland floodingVan Buren: Very low, mostly inland floodingPlymouth: Very low, mostly inland floodingSuperior: Low, mostly inland floodingDearborn: Low, mostly inland floodingDetroit: Low, mostly inland floodingAllen Park: Moderate, mostly inland floodingRedford: Very low, mostly inland floodingTaylor: Low, mostly inland floodingFarmington Hills: Very low, mostly inland floodingWestland: Very low, mostly inland flooding WestlandGarden CityWayneInksterCantonDearborn HeightsLivonia
Very lowLowModerateHighVery high
Dearborn Heightsmostly inland floodingLow
Garden Citymostly inland floodingVery low
Inkstermostly inland floodingVery low
Cantonmostly inland floodingVery low
Westlandmostly inland floodingVery low
Waynemostly inland floodingVery low
Livoniamostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Westland covers 24 census tracts, combined by population.
Money that reached townFlood claims are matched to Westland’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Westland. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Westland total about $15.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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