Natural hazards · Webster

Webster, MI natural hazards

Most of the natural-hazard damage FEMA expects in Webster comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Webster?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Webster to be higher than in 27% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding59%Tornadoes20%Cold waves9%Strong wind6%Everything else7%

By hazard

What Webster faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

59% of expected damage

Below average · higher than 40% of U.S. places

Recorded about once a year in the area

Tornadoes

20% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once every 58 years in the area

Cold waves

9% of expected damage

Above average · higher than 73% of U.S. places

Recorded about 3 times a year in the area

Strong wind

6% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 6 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Webster flood?

FEMA's records show no paid flood insurance claims in Webster.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Webster isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Washtenaw County.

Disasters that hit Webster

Federal disasters declared here

None of the disasters declared for Washtenaw County shows FEMA aid or repair money reaching Webster itself in FEMA’s records.

Brought FEMA money into WebsterDeclared for Washtenaw County only

Washtenaw County has had 9 natural disasters declared since 1953, most often winter storms and floods.

Around Webster

Webster and the towns around it

Very lowLowModerateHighVery high

Dextermostly inland floodingLow

Northfieldmostly inland floodingLow

Hamburgmostly inland floodingLow

Webstermostly inland floodingLow

Sciomostly inland floodingVery low

Dextermostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Webster covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Webster’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Webster. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Webster total about $2.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.