Natural hazards · Weare

Weare, MI natural hazards

Most of the natural-hazard damage FEMA expects in Weare comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 1 claim here since 1997.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Weare?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Weare to be higher than in 18% of U.S. communities, mostly from inland flooding and strong winds.

Inland flooding55%Strong wind29%Everything else16%

By hazard

What Weare faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

55% of expected damage

Below average · higher than 31% of U.S. places

Recorded about once every 4 years in the area

Strong wind

29% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once a year in the area

Lower here

Coastal floodingHurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Weare flood?

Every paid claim on a federal flood insurance policy in Weare, from FEMA’s records.

1paid claims since 1997

$992paid to owners

0homes flooded more than once

19972026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Weare isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Oceana County.

Disasters that hit Weare

Federal disasters declared here

None of the disasters declared for Oceana County shows FEMA aid or repair money reaching Weare itself in FEMA’s records.

Brought FEMA money into WeareDeclared for Oceana County only

Oceana County has had 11 natural disasters declared since 1953, most often floods and winter storms.

Around Weare

Weare and the towns around it

Very lowLowModerateHighVery high

Crystalmostly inland floodingLow

Wearemostly inland floodingVery low

Pentwatermostly inland floodingVery low

Hartmostly inland floodingVery low

Rivertonmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Weare covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Weare’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Weare. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Weare total about $1.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.