Natural hazards · Walled Lake

Walled Lake, MI natural hazards

Most of the natural-hazard damage FEMA expects in Walled Lake comes from tornadoes, and overall the risk is very low for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Walled Lake?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Walled Lake to be higher than in 10% of U.S. communities, mostly from tornadoes and inland flooding.

Tornadoes36%Inland flooding34%Cold waves19%Everything else12%

By hazard

What Walled Lake faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Tornadoes

36% of expected damage

Well above average · higher than 91% of U.S. places

Inland flooding

34% of expected damage

Well below average · higher than 12% of U.S. places

Recorded about once a year in the area

Cold waves

19% of expected damage

Above average · higher than 52% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Walled Lake flood?

FEMA's records show no paid flood insurance claims in Walled Lake.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Walled Lake isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Oakland County.

Disasters that hit Walled Lake

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Walled Lake itself: aid to households, or repair grants to the City of Walled Lake.

Brought FEMA money into Walled LakeDeclared for Oakland County only

2023

Severe Storms, Tornadoes, and Flooding

21 households applied for aid $14K aid approved

2021

Severe Storms, Flooding, and Tornadoes

5 households applied for aid

2014

Severe Storms and Flooding

2 households applied for aid

2000

Snow

$8K to the City of Walled Lake for repairs

1999

Mi - Severe Weather 1/2 /99

$5K to the City of Walled Lake for repairs

Oakland County has had 12 natural disasters declared since 1953, most often severe storms and floods.

Around Walled Lake

Walled Lake and the towns around it

Very lowLowModerateHighVery high

Wolverine Lakemostly inland floodingLow

Commercemostly inland floodingVery low

Novimostly inland floodingVery low

Walled Lakemostly tornadoesVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Walled Lake covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Walled Lake’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Walled Lake. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Walled Lake total about $1.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.