Natural hazards · Wakefield

Wakefield, MI natural hazards

Most of the natural-hazard damage FEMA expects in Wakefield comes from inland flooding, and overall the risk is very low for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Wakefield?

14
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wakefield to be higher than in 14% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding42%Cold waves36%Lightning10%Strong wind5%Everything else7%
By hazard

What Wakefield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

42% of expected damage
Below average · higher than 38% of U.S. places
Recorded about once every 2 years in the area

Cold waves

36% of expected damage
Above average · higher than 63% of U.S. places
Recorded about 6 times a year in the area

Lightning

10% of expected damage
Well above average · higher than 98% of U.S. places

Strong wind

5% of expected damage
Above average · higher than 74% of U.S. places
Recorded about once a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireLandslidesDrought

Not a risk here

Coastal floodingHurricanesEarthquakesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Wakefield flood?

FEMA's records show no paid flood insurance claims in Wakefield.

of all homes
are insured
No community discount. Wakefield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Gogebic County.
Disasters that hit Wakefield

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Wakefield itself: aid to households, or repair grants to the City of Wakefield.

Brought FEMA money into WakefieldDeclared for Gogebic County only
2018

Severe Storms, Flooding, Landslides, and Mudslides

$19K to the City of Wakefield for repairs
2013

Flooding

$82K to the City of Wakefield for repairs
2002

Flooding

$864K to the City of Wakefield for repairs
Gogebic County has had 7 natural disasters declared since 1953, most often floods and hurricanes.
Around Wakefield

Wakefield and the towns around it

Wakefield: Very low, mostly inland floodingBessemer: Very low, mostly inland floodingIronwood: Very low, mostly inland floodingCarp Lake: Low, mostly inland floodingMarenisco: Very low, mostly inland floodingBergland: Low, mostly inland floodingWinchester: Low, mostly inland floodingErwin: Very low, mostly inland floodingPresque Isle: Very low, mostly inland floodingWakefield: Very low, mostly inland flooding WakefieldWakefieldBessemer
Very lowLowModerateHighVery high
Wakefieldmostly inland floodingVery low
Bessemermostly inland floodingVery low
Wakefieldmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wakefield is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Wakefield’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Wakefield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01