Natural hazards · Twining

Twining, MI natural hazards

Most of the natural-hazard damage FEMA expects in Twining comes from inland flooding, and overall the risk is very low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Twining?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Twining to be higher than in 17% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding62%Cold waves19%Strong wind6%Everything else14%

By hazard

What Twining faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

62% of expected damage

Below average · higher than 39% of U.S. places

Recorded about once every 2 years in the area

Cold waves

19% of expected damage

Below average · higher than 49% of U.S. places

Recorded about 2 times a year in the area

Strong wind

6% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 2 times a year in the area

Lower here

Coastal floodingHurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Twining flood?

FEMA's records show no paid flood insurance claims in Twining.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Twining isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Arenac County.

Disasters that hit Twining

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Twining itself: aid to households, or repair grants to the Village of Twining.

Brought FEMA money into TwiningDeclared for Arenac County only

2020

Severe Storms and Flooding

10 households applied for aid $34K aid approved

1999

Mi - Severe Weather 1/2 /99

$2K to the Village of Twining for repairs

Arenac County has had 9 natural disasters declared since 1953, most often floods and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Twining is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Twining’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Twining. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.