Natural hazards · Turner

Turner, MI natural hazards

Most of the natural-hazard damage FEMA expects in Turner comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 6 claims here since 1980.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Turner?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Turner to be higher than in 17% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding62%Cold waves19%Strong wind6%Everything else14%

By hazard

What Turner faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

62% of expected damage

Below average · higher than 39% of U.S. places

Recorded about once every 2 years in the area

Cold waves

19% of expected damage

Below average · higher than 49% of U.S. places

Recorded about 2 times a year in the area

Strong wind

6% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 2 times a year in the area

Lower here

Coastal floodingHurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Turner flood?

Every paid claim on a federal flood insurance policy in Turner, from FEMA’s records.

6paid claims since 1980

$21Kpaid to owners

0homes flooded more than once

19802026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Turner isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Arenac County.

Disasters that hit Turner

Federal disasters declared here

None of the disasters declared for Arenac County shows FEMA aid or repair money reaching Turner itself in FEMA’s records.

Brought FEMA money into TurnerDeclared for Arenac County only

Arenac County has had 9 natural disasters declared since 1953, most often floods and winter storms.

Around Turner

Turner and the towns around it

Very lowLowModerateHighVery high

Au Gresmostly inland floodingLow

Shermanmostly inland floodingLow

Turnermostly inland floodingVery low

Whitneymostly inland floodingVery low

Masonmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Turner covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Turner’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Turner. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Turner total about $732K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.