Natural hazards · Trowbridge

Trowbridge, MI natural hazards

Most of the natural-hazard damage FEMA expects in Trowbridge comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Trowbridge?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Trowbridge to be higher than in 32% of U.S. communities, mostly from inland flooding.

Inland flooding72%Tornadoes10%Strong wind6%Everything else12%

By hazard

What Trowbridge faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

72% of expected damage

Above average · higher than 53% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

10% of expected damage

Above average · higher than 62% of U.S. places

Recorded about once every 94 years in the area

Strong wind

6% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Trowbridge flood?

FEMA's records show no paid flood insurance claims in Trowbridge.

of all homes
are insured

No community discount. Trowbridge isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Allegan County.

Disasters that hit Trowbridge

Federal disasters declared here

None of the disasters declared for Allegan County shows FEMA aid or repair money reaching Trowbridge itself in FEMA’s records.

Brought FEMA money into TrowbridgeDeclared for Allegan County only

Allegan County has had 14 natural disasters declared since 1953, most often floods and winter storms.

Around Trowbridge

Trowbridge and the towns around it

Very lowLowModerateHighVery high

Otsegomostly inland floodingModerate

Trowbridgemostly inland floodingLow

Cheshiremostly inland floodingLow

Alleganmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Trowbridge covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Trowbridge’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Trowbridge. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Trowbridge total about $1.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.