TownTapestry
Sign inJoin
StanwoodGood afternoon
Natural hazards · Stanwood

Stanwood, MI natural hazards

Most of the natural-hazard damage FEMA expects in Stanwood comes from strong winds, and overall the risk is high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Stanwood?

72
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Stanwood to be higher than in 72% of U.S. communities, mostly from strong winds and inland flooding.

Strong wind49%Inland flooding30%Tornadoes8%Cold waves8%Everything else6%
By hazard

What Stanwood faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Strong wind

49% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about 2 times a year in the area

Inland flooding

30% of expected damage
Below average · higher than 38% of U.S. places
Recorded about once every 2 years in the area

Tornadoes

8% of expected damage
Above average · higher than 66% of U.S. places
Recorded about once every 39 years in the area

Cold waves

8% of expected damage
Below average · higher than 43% of U.S. places
Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Stanwood flood?

FEMA's records show no paid flood insurance claims in Stanwood.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Stanwood isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Mecosta County.
Disasters that hit Stanwood

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Stanwood itself: aid to households, or repair grants to the Village of Stanwood.

Brought FEMA money into StanwoodDeclared for Mecosta County only
2026

Severe Storms, Tornadoes, and Flooding

18 households applied for aid $137K aid approved
2004

Severe Storms, Tornadoes, and Flooding

3 households applied for aid $4K aid approved
Mecosta County has had 11 natural disasters declared since 1953, most often floods and winter storms.
Around Stanwood

Stanwood and the towns around it

Mecosta: High, mostly strong windsAustin: High, mostly strong windsBig Rapids: High, mostly strong windsGoodwell: Low, mostly inland floodingAetna: High, mostly strong windsMorton: High, mostly strong windsDeerfield: High, mostly strong windsColfax: High, mostly strong windsStanwood: High, mostly strong winds StanwoodMecostaAustin
Very lowLowModerateHighVery high
Mecostamostly strong windsHigh
Stanwoodmostly strong windsHigh
Austinmostly strong windsHigh
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Stanwood is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Stanwood’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Stanwood. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The door’s open

Where to, neighbor?

You’re in Stanwood, MIView boundary

Nearby

All towns & citiesExplore the map

Local begins with a boundary.

See what belongs to your selected town.

Loading boundary…

Stanwood is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
Open detailed map