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Housing in St. James

A typical St. James home is worth roughly $327,000

Typical home value
$327K
MI $266K
Estimate
Median rent
$850
a month · Census
Median tax bill
$3,500
MI $2,904

What kind of housing town is St. James?

Read from the numbers below. The page puts what stands out first.

★ What stands out · The homes

87% of St. James households own their home

Half of St. James’s homes were built before 1977.

Owners and renters
Own 87%Rent 13%

Michigan: 73% own.

1977
typical home built · MI 1972
$3,500
median property tax bill · MI $2,904
59%
of homes are seasonal or vacation homes

U.S. Census Bureau, American Community Survey 2020-2024 · figures for a place this size carry wide margins of error.

Affordability

What it takes to buy in St. James

Try your own numbers below.

You could afford about
$271,000
Typical St. James home $327K

That’s $57K short of a typical St. James home.

The typical home, each month
$2,060
Loan $1,620Tax $340Insurance $100

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, the Michigan typical property tax (1.25% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Renting

Renters pay a median $850 a month

HUD doesn’t publish rents for this area.

13%
of households rent · MI 27%
14
renter households
$850
median rent paid today · Census

Median rent and renters: U.S. Census Bureau, American Community Survey.

Neighbors talk housing

What St. James buyers, sellers and renters are saying.

Town Square →
Weigh in
Is St. James still affordable for young families?

Your answer becomes a post in Town Square.

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Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Listings link to their publishers. The calculator is an estimate, not a loan offer.

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