St. Charles is a village in Saginaw County in the U.S. state of Michigan. The village is located in the northwest corner of St. Charles Township with portions of the village located within Brant and Swan Creek townships. As of the 2020 census, St. Charles had a population of 1,992.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

How St. Charles ranks

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#1Cheapest rent in MI #77Most affordable in MI #95Most conserved land in MI All MI rankings →

Town numbers

ZIP code48655

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Living in St. Charles

Housing in St. Charles

$185K Median sale price · Redfin, May 2026

The median sale price was $185,000 in May 2026.

Zillow Home Value Index · Redfin Data CenterHousing market →

Safety in St. Charles

Safety Grade B

St. Charles reports less crime per resident than 56% of the U.S. towns and cities we grade.

Violent crime per 1,000

St. Charles 3.6

Michigan 4.3

U.S. 3.3

Property crime per 1,000

St. Charles 7.8

Michigan 13

U.S. 15.5

FBI crime data, 2025 · crimes reported to policeCrime & safety →

Work & commute in St. Charles

Full picture →

Most working residents leave St. Charles for work: only 9% work in town. The top destinations are Saginaw (11%), St. Charles (10%) and Saginaw (8%). Half commute less than 17 miles.

Saginaw

11%

St. Charles

10%

Saginaw

Chesaning

9%Work in townlive and work in St. Charles 17 miWhere do people commute?the commute map 504Jobs based herea commuter town

Census LEHD 2021 · ACSWork & commute in St. Charles →

Health in St. Charles

C⁺

Health Grade C+

Healthier than 36% of U.S. towns on seven CDC estimates, and 75% of towns with similar incomes.

Compared with Michigan

1worse than MI

of 32 measures CDC estimates. The other 31 are too close to call.

Conditions 1▼ 11 close Habits all close Care all close Mind all close Everyday needs all close

BetterToo close to callWorse

What stands out

10.1%More adults who have had cancerMI 8.9% · worse

Care nearby

Healthsource SaginawSaginaw · 12.4 mi · ER

Great Lakes Bay Health Centers Roosevelt S. RuffinSaginaw · 12.5 mi · sliding-scale fees

Primary careShortage · county-wide

DentalShortage · county-wide

Mental healthShortage · county-wide

CDC PLACES 2025 · modeled estimates for adults · CDC's estimate for St. Charles · CMS · HRSAHealth in St. Charles →

Natural hazards in St. Charles

Moderate

Expected storm and flood damage is higher than in 54% of U.S. communities.

🌊 Inland flooding🥶 Cold waves🌪️ Tornadoes

17Does St. Charles flood?paid flood claims since 1986 3Disasters that paid out herefederal disasters sent FEMA money to St. Charles MapSt. Charles vs. its neighborsnearby towns shaded by rating

FEMA National Risk Index December 2025 · OpenFEMANatural hazards in St. Charles →

Climate in St. Charles

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St. Charles has chilly, snowy winters and pleasant summers. A typical July afternoon reaches 83°, a January night drops to 16°, and about 41 inches of snow falls in a normal winter.

33° / 18°Winter

57° / 36°Spring

81° / 58°Summer

60° / 41°Fall