Natural hazards · Springvale

Springvale, MI natural hazards

Most of the natural-hazard damage FEMA expects in Springvale comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Springvale?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Springvale to be higher than in 51% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding72%Cold waves22%Everything else6%

By hazard

What Springvale faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

72% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about once every 6 years in the area

Cold waves

22% of expected damage

Above average · higher than 51% of U.S. places

Recorded about 2 times a year in the area

Lower here

Coastal floodingHurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Springvale flood?

FEMA's records show no paid flood insurance claims in Springvale.

of all homes
are insured

No community discount. Springvale isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Emmet County.

Disasters that hit Springvale

Federal disasters declared here

None of the disasters declared for Emmet County shows FEMA aid or repair money reaching Springvale itself in FEMA’s records.

Brought FEMA money into SpringvaleDeclared for Emmet County only

Emmet County has had 5 natural disasters declared since 1953, most often floods and ice storms.

Around Springvale

Springvale and the towns around it

Very lowLowModerateHighVery high

Mentormostly inland floodingModerate

Springvalemostly inland floodingModerate

Littlefieldmostly inland floodingModerate

Chandlermostly inland floodingVery low

Bear Creekmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Springvale covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Springvale’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Springvale. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Springvale total about $2.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.