Natural hazards · Spring Arbor

Spring Arbor, MI natural hazards

Most of the natural-hazard damage FEMA expects in Spring Arbor comes from inland flooding, and overall the risk is very low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Spring Arbor?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Spring Arbor to be higher than in 17% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding42%Tornadoes32%Cold waves11%Strong wind6%Everything else11%

By hazard

What Spring Arbor faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

42% of expected damage

Well below average · higher than 14% of U.S. places

Recorded about once every 3 years in the area

Tornadoes

32% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about once every 98 years in the area

Cold waves

11% of expected damage

Above average · higher than 51% of U.S. places

Recorded about 2 times a year in the area

Strong wind

6% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 6 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Spring Arbor flood?

FEMA's records show no paid flood insurance claims in Spring Arbor.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Spring Arbor isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jackson County.

Disasters that hit Spring Arbor

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Spring Arbor itself: aid to households, or repair grants to the Township of Spring Arbor.

Brought FEMA money into Spring ArborDeclared for Jackson County only

2004

Severe Storms, Tornadoes, and Flooding

2 households applied for aid

Jackson County has had 8 natural disasters declared since 1953, most often winter storms and severe storms.

Around Spring Arbor

Spring Arbor and the towns around it

Very lowLowModerateHighVery high

Summitmostly inland floodingLow

Hanovermostly inland floodingLow

Concordmostly inland floodingLow

Sandstonemostly inland floodingLow

Spring Arbormostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Spring Arbor covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Spring Arbor’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Spring Arbor. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Spring Arbor total about $1.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.