Housing in Speaker

A typical Speaker home is worth roughly $182,000

Typical home value

$182K

MI $266K

Estimate

2-bedroom rent

$980

a month, utilities in · HUD

Median tax bill

$1,584

MI $2,904

What kind of housing town is Speaker?

Read from the numbers below. The page puts what stands out first.

Your money goes further32% below the Michigan typical home.A town of owners90% of households own their home.

★ What stands out · Affordability

A typical home costs 3.4 years of income

About the same as across Michigan. Try your own numbers below.

You could afford about

$211,000

Typical Speaker home $182K

That covers a typical Speaker home, with $29K to spare.

The typical home, each month

$1,090

Loan $900Tax $130Insurance $50

A two-bedroom rents for about $980 a month here, $110 less than owning.

Where your budget reaches nearby

Fremont$192K Elk$144K Brockway$235K Maple Valley$221K Lynn$283K

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Speaker’s typical property tax (0.87% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

The homes

90% of Speaker households own their home

Half of Speaker’s homes were built before 1975.

Owners and renters

Own 90%Rent 10%

Michigan: 73% own.

1975

typical home built · MI 1972

$1,584

median property tax bill · MI $2,904

0.87%

of a home’s value, a year in tax · MI 1.25%

of homes are seasonal or vacation homes

U.S. Census Bureau, American Community Survey 2020-2024.

Renting

A two-bedroom rents for about $980

Renters already here pay a median of $698, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$680

1 bedroom$750

2 bedrooms$980

3 bedrooms$1,260

4 bedrooms$1,330

10%

of households rent · MI 27%

renter households

52%

of renters spend 30%+ of income on rent · MI 50%

22%

of the median income, for a two-bedroom

$698

median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Sanilac County, MI): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

Next door

Speaker vs. its neighbors

Speaker is the 2nd least expensive of 6 neighboring towns. Tap one to see its housing page.

Lynn$283K Brockway$235K Maple Valley$221K Fremont$192K Speaker$182K Elk$144K

Compare more

Town	Typical value	1-yr change	2-bed rent	New homes 2025	Median income
Speaker	$182K*	—	$980	—	$54,074
Fremont	$192K*	+8.5%†	$1,070	—	$68,009
Elk	$144K*	—	$980	—	$62,266
Brockway	$235K*	+0.9%†	$1,060	4	$81,813
Maple Valley	$221K*	+6.9%†	$1,050	—	$60,938
Lynn	$283K*	+2.3%†	$1,060	2	$72,500

Typical value: Zillow Home Value Index; * Census median home value where Zillow has none. † FHFA price index change where Zillow has none. Rent: HUD Fair Market Rent. New homes: Census building permits.

Neighbors talk housing

What Speaker buyers, sellers and renters are saying.

Town Square →

Weigh in

Is Speaker still affordable for young families?

Your answer becomes a post in Town Square.

Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.