Natural hazards · Secord

Secord, MI natural hazards

Most of the natural-hazard damage FEMA expects in Secord comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Secord?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Secord to be higher than in 44% of U.S. communities, mostly from inland flooding.

Inland flooding67%Cold waves11%Tornadoes8%Strong wind7%Everything else7%

By hazard

What Secord faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

67% of expected damage

Above average · higher than 66% of U.S. places

Recorded about once every 3 years in the area

Cold waves

11% of expected damage

Below average · higher than 48% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

8% of expected damage

Above average · higher than 60% of U.S. places

Recorded about once every 26 years in the area

Strong wind

7% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Secord flood?

FEMA's records show no paid flood insurance claims in Secord.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Secord isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Gladwin County.

Disasters that hit Secord

Federal disasters declared here

None of the disasters declared for Gladwin County shows FEMA aid or repair money reaching Secord itself in FEMA’s records.

Brought FEMA money into SecordDeclared for Gladwin County only

Gladwin County has had 9 natural disasters declared since 1953, most often severe storms and floods.

Around Secord

Secord and the towns around it

Very lowLowModerateHighVery high

Haymostly inland floodingModerate

Secordmostly inland floodingModerate

Grimmostly inland floodingModerate

Gladwinmostly inland floodingLow

Clementmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Secord is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Secord’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Secord. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.