Natural hazards · Sebewaing

Sebewaing, MI natural hazards

Most of the natural-hazard damage FEMA expects in Sebewaing comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 2 claims here since 1986.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Sebewaing?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Sebewaing to be higher than in 53% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding56%Cold waves25%Tornadoes6%Strong wind6%Everything else6%

By hazard

What Sebewaing faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

56% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once every 2 years in the area

Cold waves

25% of expected damage

Above average · higher than 58% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

6% of expected damage

Above average · higher than 65% of U.S. places

Recorded about once every 49 years in the area

Strong wind

6% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 3 times a year in the area

Lower here

Coastal floodingHurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Sebewaing flood?

Every paid claim on a federal flood insurance policy in Sebewaing, from FEMA’s records.

2paid claims since 1986

$2Kpaid to owners

0homes flooded more than once

19862026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Sebewaing isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Huron County.

Disasters that hit Sebewaing

Federal disasters declared here

None of the disasters declared for Huron County shows FEMA aid or repair money reaching Sebewaing itself in FEMA’s records.

Brought FEMA money into SebewaingDeclared for Huron County only

Huron County has had 6 natural disasters declared since 1953, most often floods and winter storms.

Around Sebewaing

Sebewaing and the towns around it

Very lowLowModerateHighVery high

Sebewaingmostly inland floodingModerate

Brookfieldmostly inland floodingModerate

Akronmostly inland floodingLow

Columbiamostly inland floodingLow

Fairhavenmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Sebewaing covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Sebewaing’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Sebewaing. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Sebewaing total about $2.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.