Natural hazards · Scipio

Scipio, MI natural hazards

Most of the natural-hazard damage FEMA expects in Scipio comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Scipio?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Scipio to be higher than in 30% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding54%Tornadoes22%Cold waves9%Everything else15%

By hazard

What Scipio faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

54% of expected damage

Below average · higher than 40% of U.S. places

Recorded about once every 6 years in the area

Tornadoes

22% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once every 32 years in the area

Cold waves

9% of expected damage

Above average · higher than 56% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Scipio flood?

FEMA's records show no paid flood insurance claims in Scipio.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Scipio isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hillsdale County.

Disasters that hit Scipio

Federal disasters declared here

None of the disasters declared for Hillsdale County shows FEMA aid or repair money reaching Scipio itself in FEMA’s records.

Brought FEMA money into ScipioDeclared for Hillsdale County only

Hillsdale County has had 6 natural disasters declared since 1953, most often winter storms and tornadoes.

Around Scipio

Scipio and the towns around it

Very lowLowModerateHighVery high

Scipiomostly inland floodingLow

Moscowmostly inland floodingLow

Pulaskimostly inland floodingLow

Litchfieldmostly inland floodingLow

Fayettemostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Scipio is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Scipio’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Scipio. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.