A typical Roscommon home is worth roughly $129,000
Home prices around Roscommon have risen about 93% over the past 5 years. Builders were permitted 1 new home in 2025.
What kind of housing town is Roscommon?
Read from the numbers below. The page puts what stands out first.
Home prices up 93% in 5 years
The federal house price index for the ZIP code around Roscommon rose 93% over the past 5 years, faster than across Michigan (52%). Last year prices rose 12%. Carrying the Census median home value forward with that index puts the typical Roscommon home at roughly $129,000 today.
Carrying the Census median forward with the index puts a typical home at about $129K.
Federal Housing Finance Agency House Price Index (annual) for the ZIP codes around Roscommon, weighted by land area. It tracks repeat sales of the same homes, so it shows how prices changed, not what homes cost.
A typical home costs 2.4 years of income
Less than across Michigan (3.7 years). Try your own numbers below.
That covers a typical Roscommon home, with $66K to spare.
A two-bedroom rents for about $1,010 a month here, $180 more than owning.
How Roscommon ranks on affordability →
An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Roscommon’s typical property tax (1.42% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.
A two-bedroom rents for about $1,010
Renters already here pay a median of $659, so moving in tends to cost more than staying put.
Fair Market Rent a month, utilities included
U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Crawford County, MI): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.
1 new home permitted in 2025
Builders were permitted 1 new home in Roscommon in 2025. That's 0.9 per 1,000 residents, slower than across Michigan (2.3). Over the past 10 years, Roscommon has permitted 6 homes in all.
Between the 2010 and 2020 censuses, Roscommon's population fell by 94 and no new homes were permitted. Across Michigan: 1.2 new residents per new home.
Every year as a table
| Year | New homes | Single-family | 2+ per building | Value |
|---|---|---|---|---|
| 2026 (Jan–Aug) | 1 | 1 | 0 | $85,000 |
| 2025 | 1 | 1 | 0 | $85,000 |
| 2024 | 2 | 0 | 2 | $250,000 |
| 2023 | 1 | 1 | 0 | $380,000 |
| 2022 | 1 | 1 | 0 | $185,000 |
| 2021 | 0 | 0 | 0 | — |
| 2020 | 1 | 1 | 0 | $120,000 |
| 2019 | 0 | 0 | 0 | — |
| 2018 | 0 | 0 | 0 | — |
| 2017 | 0 | 0 | 0 | — |
| 2016 | 0 | 0 | 0 | — |
| 2015 | 0 | 0 | 0 | — |
| 2014 | 0 | 0 | 0 | — |
| 2013 | 0 | 0 | 0 | — |
| 2012 | 0 | 0 | 0 | — |
| 2011 | 0 | 0 | 0 | — |
| 2010 | 0 | 0 | 0 | — |
| 2009 | 0 | 0 | 0 | — |
| 2008 | 0 | 0 | 0 | — |
| 2007 | 0 | 0 | 0 | — |
| 2006 | 2 | 2 | 0 | $181,000 |
| 2005 | 0 | 0 | 0 | — |
| 2004 | 2 | 2 | 0 | $168,000 |
| 2003 | 1 | 1 | 0 | $110,000 |
| 2002 | 8 | 8 | 0 | $724,000 |
| 2001 | 0 | 0 | 0 | — |
| 2000 | 2 | 2 | 0 | $120,000 |
How Roscommon ranks on new homes being built →
Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey.
67% of Roscommon households own their home
Half of Roscommon’s homes were built before 1972.
Michigan: 73% own.
U.S. Census Bureau, American Community Survey 2020-2024.
Neighbors talk housing
What Roscommon buyers, sellers and renters are saying.
Your answer becomes a post in Town Square.
Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Price trend: Federal Housing Finance Agency House Price Index. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.