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Natural hazards · River Rouge

River Rouge, MI natural hazards

Most of the natural-hazard damage FEMA expects in River Rouge comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 1979. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is River Rouge?

33
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in River Rouge to be higher than in 33% of U.S. communities, mostly from inland flooding.

Inland flooding65%Cold waves12%Tornadoes10%Heat waves6%Everything else7%
By hazard

What River Rouge faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

65% of expected damage
Above average · higher than 59% of U.S. places
Recorded about 3 times a year in the area

Cold waves

12% of expected damage
Below average · higher than 31% of U.S. places
Recorded about 3 times a year in the area

Tornadoes

10% of expected damage
Above average · higher than 57% of U.S. places

Heat waves

6% of expected damage
Below average · higher than 36% of U.S. places
Recorded about 4 times a year in the area

Lower here

Coastal floodingHurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does River Rouge flood?

Every paid claim on a federal flood insurance policy in River Rouge, from FEMA’s records.

1paid claims since 1979
$378paid to owners
0homes flooded more than once
19792026
of homes in flood zones
are insured
of all homes
are insured
No community discount. River Rouge isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Wayne County.
Disasters that hit River Rouge

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in River Rouge itself: aid to households, or repair grants to the City of River Rouge.

Brought FEMA money into River RougeDeclared for Wayne County only
2023

Severe Storms, Tornadoes, and Flooding

507 households applied for aid $1.2M aid approved
2021

Severe Storms, Flooding, and Tornadoes

281 households applied for aid $431K aid approved
2014

Severe Storms and Flooding

318 households applied for aid $358K aid approved $16K to the City of River Rouge for repairs
2004

Severe Storms, Tornadoes, and Flooding

267 households applied for aid $56K aid approved
1999

Mi - Severe Weather 1/2 /99

$19K to the City of River Rouge for repairs
Wayne County has had 14 natural disasters declared since 1953, most often severe storms and floods.
Around River Rouge

River Rouge and the towns around it

Detroit: Low, mostly inland floodingEcorse: Moderate, mostly inland floodingDearborn: Low, mostly inland floodingGrosse Pointe Park: Moderate, mostly inland floodingDearborn Heights: Low, mostly inland floodingMelvindale: Low, mostly inland floodingHarper Woods: Very high, mostly inland floodingRedford: Very low, mostly inland floodingLincoln Park: Moderate, mostly inland floodingWarren: Low, mostly inland floodingGrosse Pointe Woods: Very high, mostly inland floodingHazel Park: Low, mostly inland floodingWyandotte: Low, mostly inland floodingRiver Rouge: Low, mostly inland flooding River RougeDetroitEcorse
Very lowLowModerateHighVery high
Ecorsemostly inland floodingModerate
River Rougemostly inland floodingLow
Detroitmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. River Rouge covers 4 census tracts, combined by population.
Money that reached townFlood claims are matched to River Rouge’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of River Rouge. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across River Rouge total about $2.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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