Natural hazards · Rich

Rich, MI natural hazards

Most of the natural-hazard damage FEMA expects in Rich comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Rich?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Rich to be higher than in 30% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding57%Cold waves17%Tornadoes15%Strong wind7%Everything else5%

By hazard

What Rich faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

57% of expected damage

Below average · higher than 49% of U.S. places

Recorded about once every 2 years in the area

Cold waves

17% of expected damage

Above average · higher than 55% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

15% of expected damage

Above average · higher than 70% of U.S. places

Recorded about once every 40 years in the area

Strong wind

7% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Rich flood?

FEMA's records show no paid flood insurance claims in Rich.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Rich isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lapeer County.

Disasters that hit Rich

Federal disasters declared here

None of the disasters declared for Lapeer County shows FEMA aid or repair money reaching Rich itself in FEMA’s records.

Brought FEMA money into RichDeclared for Lapeer County only

Lapeer County has had 8 natural disasters declared since 1953, most often floods and winter storms.

Around Rich

Rich and the towns around it

Very lowLowModerateHighVery high

Daytonmostly inland floodingHigh

Watertownmostly inland floodingLow

Richmostly inland floodingLow

Burlingtonmostly inland floodingLow

Deerfieldmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Rich is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Rich’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Rich. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.