Natural hazards · Resort

Resort, MI natural hazards

Most of the natural-hazard damage FEMA expects in Resort comes from inland flooding, and overall the risk is very low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Resort?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Resort to be higher than in 3% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding46%Cold waves44%Everything else10%

By hazard

What Resort faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

46% of expected damage

Well below average · higher than 18% of U.S. places

Recorded about once every 6 years in the area

Cold waves

44% of expected damage

Above average · higher than 51% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Resort flood?

FEMA's records show no paid flood insurance claims in Resort.

of all homes
are insured

No community discount. Resort isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Emmet County.

Disasters that hit Resort

Federal disasters declared here

None of the disasters declared for Emmet County shows FEMA aid or repair money reaching Resort itself in FEMA’s records.

Brought FEMA money into ResortDeclared for Emmet County only

Emmet County has had 5 natural disasters declared since 1953, most often floods and ice storms.

Around Resort

Resort and the towns around it

Very lowLowModerateHighVery high

Melrosemostly inland floodingVery low

Resortmostly inland floodingVery low

Baymostly inland floodingVery low

Bear Creekmostly inland floodingVery low

Evangelinemostly inland floodingVery low

Hayesmostly inland floodingVery low

Petoskeymostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Resort is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Resort’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Resort. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.