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Natural hazards · Redford

Redford, MI natural hazards

Most of the natural-hazard damage FEMA expects in Redford comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 61 claims here since 1980. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Redford?

13
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Redford to be higher than in 13% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding50%Cold waves20%Tornadoes13%Heat waves11%Everything else7%
By hazard

What Redford faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

50% of expected damage
Below average · higher than 33% of U.S. places
Recorded about 3 times a year in the area

Cold waves

20% of expected damage
Below average · higher than 31% of U.S. places
Recorded about 3 times a year in the area

Tornadoes

13% of expected damage
Above average · higher than 57% of U.S. places

Heat waves

11% of expected damage
Below average · higher than 36% of U.S. places
Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Redford flood?

Every paid claim on a federal flood insurance policy in Redford, from FEMA’s records.

61paid claims since 1980
$325Kpaid to owners
7homes flooded more than once
19802026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Redford isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Wayne County.
Disasters that hit Redford

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Redford itself: aid to households, or repair grants to the Township of Redford.

Brought FEMA money into RedfordDeclared for Wayne County only
2023

Severe Storms, Tornadoes, and Flooding

3,878 households applied for aid $11.6M aid approved
2021

Severe Storms, Flooding, and Tornadoes

1,612 households applied for aid $2.0M aid approved
2014

Severe Storms and Flooding

1,347 households applied for aid $949K aid approved $71K to the Township of Redford for repairs
2004

Severe Storms, Tornadoes, and Flooding

315 households applied for aid $93K aid approved
1999

Mi - Severe Weather 1/2 /99

$6K to the Township of Redford for repairs
Wayne County has had 14 natural disasters declared since 1953, most often severe storms and floods.
Around Redford

Redford and the towns around it

Detroit: Low, mostly inland floodingLivonia: Very low, mostly inland floodingDearborn Heights: Low, mostly inland floodingDearborn: Low, mostly inland floodingRiver Rouge: Low, mostly inland floodingGrosse Pointe Park: Moderate, mostly inland floodingMelvindale: Low, mostly inland floodingHarper Woods: Very high, mostly inland floodingLincoln Park: Moderate, mostly inland floodingWarren: Low, mostly inland floodingGrosse Pointe Woods: Very high, mostly inland floodingHazel Park: Low, mostly inland floodingEcorse: Moderate, mostly inland floodingFarmington Hills: Very low, mostly inland floodingPlymouth: Very low, mostly inland floodingWestland: Very low, mostly inland floodingAllen Park: Moderate, mostly inland floodingInkster: Very low, mostly inland floodingTaylor: Low, mostly inland floodingRedford: Very low, mostly inland flooding RedfordDetroitLivoniaDearborn Heights
Very lowLowModerateHighVery high
Dearborn Heightsmostly inland floodingLow
Detroitmostly inland floodingLow
Redfordmostly inland floodingVery low
Livoniamostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Redford covers 15 census tracts, combined by population.
Money that reached townFlood claims are matched to Redford’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Redford. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Redford total about $8.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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